This season, we’re counting our blessings—and our customers are at the top of the list! As you gather with family and friends, let us help make sure the people and things you’re most thankful for are protected. From your home and auto to life insurance, our team is here to help you prepare for whatever life brings.
At Haley Carter State Farm, we’re thankful for the opportunity to protect what matters most to YOU! ❤️
Before the holiday season gets into full swing, take a few minutes to check insurance off your fall to-do list. Give us a call, stop by, or request a quote—we’d love the opportunity to help!
Welcome! I’m Haley Carter, a proud second-generation State Farm Agent serving Azle, Fort Worth, and surrounding communities since 2002. With over 24 years of experience, I’ve built my agency around something simple: taking care of people, building lasting relationships, and making insurance a little less complicated!
Our office is located in Azle, Texas, just west of Fort Worth, and we’re proud to serve customers throughout Texas, Arkansas, Oklahoma, and Louisiana. Whether you’re looking for Auto, Homeowners, Renters, Business, Life, Health, or Pet Insurance, my team is here to help you protect what matters most.
I hold both the ChFC and CASL designations, reflecting my commitment to helping customers prepare for life’s many stages. I’m also incredibly proud of my talented team, who bring more than 130 years of combined experience to our agency. We believe great customer service is something you deliver every single day!
Giving back to the community that supports us is a huge part of who we are! You’ll find our team involved in local favorites like Music in the Park, Sting Fling, the Azle Chamber Car Show, and Christmas on Main Street.
We’re also passionate about supporting organizations that make a difference, including the Azle Ministerial Alliance, Follow the Flag, Azle Lake Run, Azle G.O.O.D. News, Community Caring Center, SonShine Ministries, and the Azle Animal Shelter.
From sponsoring youth sports and Azle ISD activities to treating our hardworking teachers and school staff to coffee bars, we love finding ways to give back and show our appreciation!
When I’m not at the agency, you’ll usually find me traveling, spending time at our family farm in Arkansas, enjoying the lake, or making memories with the people I love most!
My husband, Mike, and I are incredibly proud of our daughter Bailee and her husband Conner, and our son Brody and his wife Haley. But our favorite titles these days might just be “Boujee” and “Mackie” to our precious grandbabies, Kollyns, Wesley, and Georgie! They’ve completely stolen our hearts, and we soak up every minute we can with them.
Whether you’re new to the area, looking for better coverage, or simply want an insurance team that knows your name and truly cares, we’d love the opportunity to earn your business.
Stop by our Azle office, give us a call, or request a quote today. We look forward to welcoming you to the Haley Carter State Farm family
Frequently Asked Insurance Questions
Have questions about insurance? We’ve got answers! At Haley Carter State Farm in Azle, TX, our experienced team helps individuals, families, and business owners find coverage that fits their needs. Whether you’re comparing insurance quotes, reviewing your current policies, or preparing for life’s next chapter, we’re here to make insurance easier to understand.
Auto Insurance
Q: How can I lower my car insurance in Texas?
A: There are several ways to potentially save on auto insurance, including bundling your home and auto policies, insuring multiple vehicles, maintaining a good driving record, and exploring available safe-driving discounts. At Haley Carter State Farm in Azle, we’ll help you review your options and look for savings without overlooking important coverage.
Q: Can multi-vehicle or family discounts lower my car insurance cost?
A: Yes! Insuring multiple eligible vehicles with State Farm may qualify you for a multi-car discount. Other discounts may be available for eligible drivers, including students and households with young drivers. Our team can help you explore which discounts apply to your family.
Q: What auto insurance coverage is required in Texas?
A: Texas generally requires drivers to carry at least $30,000 in bodily injury liability coverage per person, $60,000 per accident, and $25,000 in property damage liability coverage, commonly called 30/60/25. These minimums may not be enough for every situation. Our Azle team can help you understand your coverage options and decide what protection makes sense for you.
Q: Is it cheaper to bundle my home and auto insurance?
A: Bundling your home and auto insurance with State Farm may qualify you for a multi-policy discount. It can also make managing your coverage more convenient. We can review your current insurance and help you compare your options.
Q: How much does it cost to add a teenage driver to my auto insurance?
A: Adding a teen driver typically increases your expense, but the cost depends on factors such as the driver’s age, vehicle, driving experience, and available discounts. State Farm offers potential savings for eligible good students and young drivers. We’ll help your family explore ways to keep you covered properly.
Homeowners & Property Insurance
Q: Does homeowners insurance cover flood damage in Texas?
A: Standard homeowners insurance generally does not cover damage caused by flooding or rising surface water. Separate flood insurance is typically needed for that protection. Even homes outside designated high-risk flood zones can experience flooding. Our team can help you understand your options.
Q: Does homeowners insurance cover hail, wind, and storm damage?
A: Many homeowners policies provide coverage for certain types of wind and hail damage, but coverage depends on your policy, location, exclusions, and deductibles. In North Texas, understanding your storm coverage is especially important. Haley Carter State Farm can help you review your policy before severe weather strikes.
Q: How does condo insurance differ from homeowners insurance?
A: Condo insurance generally helps protect your personal belongings, personal liability, and certain portions of your unit. Your condo association’s master policy may cover parts of the building and common areas. Because coverage responsibilities vary, our team can help you review your association’s insurance requirements and identify potential gaps.
Q: Do I need renters insurance if my landlord has insurance?
A: Yes! Your landlord’s insurance typically protects the building, not your personal belongings. Renters insurance can help cover your furniture, clothing, electronics, and other possessions against covered losses. It can also provide personal liability protection.
Q: Does homeowners insurance cover jewelry, watches, and other valuables?
A: Homeowners insurance may provide limited coverage for certain valuable items, including jewelry, collectibles, and other personal possessions. A State Farm Personal Articles Policy may offer broader protection for eligible items, including certain accidental losses, depending on the policy. Our team can help you determine whether additional coverage makes sense.
Life Insurance
Q: When should you buy life insurance?
A: Sooner is better, rather than later! Life insurance is generally less when you’re younger and healthier. Getting married, buying a home, starting a family, or planning for retirement are all great reasons to review your protection. Our team can help you explore options for every stage of life.
Q: How much life insurance do I really need?
A: There’s no one-size-fits-all answer. Your ideal coverage amount depends on factors such as your income, debts, family expenses, and long-term goals. At Haley Carter State Farm, we believe life insurance should be personalized to the people and priorities that matter most to you.
Business Insurance
Q: Does my small business need insurance?
A: Whether you own a storefront, operate a service business, or work from home, business insurance can help protect you against unexpected financial losses. Depending on your operations, you may need general liability, commercial property, commercial auto, or other coverage. Our team can help you explore options for your business.
About Our Agency
Q: Where can I get a State Farm insurance quote in Azle, Texas?
A: You can contact Haley Carter State Farm in Azle for a personalized insurance quote! Our team helps customers explore Auto, Home, Renters, Business, Life, and other insurance options. Call us, visit our office, or request a quote online.
Q: What areas does Haley Carter State Farm serve?
A: Our office is located in Azle, Texas, just west of Fort Worth. We’re licensed to serve insurance customers throughout Texas, Arkansas, Oklahoma, and Louisiana. Whether you’re right down the road or across state lines, our team is here to help.
Q: Why choose a local State Farm agent instead of buying insurance online?
A: With a local agent, you get more than an online quote. You get a real team who can answer questions, explain coverage, help you review your insurance needs, and provide personal service when life changes. Haley Carter has been a State Farm Agent since 2002, and our team brings over 130 years of combined experience to serving our customers.
Ready to talk insurance? Call, click, or stop by Haley Carter State Farm in Azle. We’d love the opportunity to earn your business!
